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finance minister michael cullen has exchanged letters with each of the country's largest mortgage lending banks which outline the approach that banks will take into account when handling mortgage customers facing servicing problems in the challenging economic times ahead.
backgrounder: subprime mortgage crisis
in the united states, loans are classified into prime and subprime loans according to the borrowers' credit. The interest rate of subprime mortgage is higher than that of prime mortgage as subprime mortgages have a much higher rate of default. The reason for the subprime mortgage crisis was the bursting of the housing bubble. The creation of the bubble was directly linked to the consumption ...
why haven't mortgage rates declined?
the federal reserve began to slash short-term interest rates almost a year ago. yet mortgage rates are higher now. what gives?
foreclosures decrease; mortgage woes don't
the number of foreclosures in charles county dropped in the second quarter of the year, but residents still face significant mortgage troubles, according to a report issued this month by the maryland department of housing and community development.
